BANKING SERVICES OPERATIONS

Paper Code: 
MFM 322
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Course Outcomes

Learning and teaching strategies

Assessment Strategies

At the end of this course, a student should be able to:

CO  1:  Understand  the                              Evolution and Structure of Banking Industry.

CO 2: Analyze the various services offered and risks faced by the banks.

CO 3:  Create  awareness  about  Various

banking innovations.

CO 4: Identify different types of Negotiable Instruments

CO 5: Construct different types of international banking.

CO 6: Understand about various fund based & Non-Fund Based Borrowing Facilities

Approach in teaching: Interactive Lectures, Group Discussion, Tutorials, Case Study

 

Learning activities for the students:

Self-learning assignments, presentations

Class test, Semester end examinations, Quiz, Assignments, Presentation

 

12.00
Unit I: 
The Evolution and Structure of Banking Industry

The Evolution and Structure of Commercial Banking Industry, Typesof Bank, Role and Functions of Commercial Banks.

 

12.00
Unit II: 
Changing Scenario of Banks

Innovation in Banking- ATM, Bank assurance, Virtual Banking, Universal Banking, Corporate Banking, Electronic banking, RTGSand clearing house. Risks in e- banking.

Rural banking and constraints of rural finance in India. Introduction to regional rural banks. Concept of Micro Finance.

 

12.00
Unit III: 
Negotiable Instruments

Cheque, Crossing of Cheque, Types of Crossing, Dishonour of Cheque, Conditions for statutory & voluntary dishonour of cheque by bank, liability of bank or customer responsible for dishonour.

 

12.00
Unit IV: 
Fund Based & Non-Fund Based Borrowing Facilities

Loans, Cash Credit, Overdraft, Bill discounting, Export Packing Credit, Project Finance, Consortium Finance, Loan Syndication, Bridge Loan.

Letter of Credit, Guarantees, Co-acceptance facility.

 

12.00
Unit V: 
International Banking

Introduction, Types of International Banking, Services offered by International banks ,Regulation of International Banking, Challenges for International Banks in Foreign Markets.

*Case studies related to entire topics are to be taught.

 

Essential Readings: 
Essential Readings:
  • Vasant Desai, “Indian Financial System”, Himalayan Publication
  • Sinha, S.L.N., “Development Banking in India”, (Madras: Institute of FinancialManagement and Research, 1976).
  • Khan and Jain, “Financial Services,” 2nd ed. Tata McGraw Hill, 2004.

 

Suggested Readings:
  • Peter S Rose and Sylvia C. Hudgins, Bank Management & Financial Services, Tata McGraw Hill Education,8th Edition, 2011.
  • Indian Institute of Banking & Finance, Rural Banking Operations,Taxmann Publications, 2017.

 

  • P.N. Varshney, Indian Financial System & Commercial Banking,Sultan Chand & Sons, 2009.

 

References: 
E Resources:

·       (PDF) MANAGEMENT OF BANKING OPERATIONS (researchgate.net)

·       www.untag-smd.ac.id/files/Perpustakaan_Digital_1/BANK AND BANKING Modern_Banking.pdf

 

Journals:

·       Journal of Banking & Finance - Journal - Elsevier

·       https://journals.sagepub.com

·       https://onlinelibrary.wiley.com

 

Academic Year: 
2023-2024
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