MANAGEMENT OF FINANCIAL INSTITUTIONS

Paper Code: 
MFM 321
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Course Outcomes

Learning and teaching strategies

Assessment Strategies

CO 1: Recognize the functioning and working of various financial institutions in India thus in turn connecting it to the working of Indian economy.

CO 2: Interpret the knowledge about the banking industry.

CO 3: Understand management of deposits and loans.

CO 4: Identify the functions and process of Asset – Liability Management in commercial banks.

CO 5: Identify the characteristics of Commercial Bank Loans in India.

CO 6:    Understand the management of Non- Performing Assets in

commercial banks.

Approach in teaching: Interactive Lectures using whiteboards, Discussion, Tutorials,Reading assignments,Demonstration, Teamteaching, Quiz.

 

Learning activities forthe students:

Self learning assignments, Effectivequestions, Solving problems of unsolved questions, Problem based learning-cases, Group learning teamwork.

Class test, Semester end examinations, Quiz, Solvingproblems in tutorials, Assignments, Presentation, Individual andgroup projects

 

12.00
Unit I: 

Financial Institutions in India: Introduction to Indian Financial System, Significance and Definition, Purpose and Organisation, Liberalisation of the Financial System, Economic Growth and Financial Institutions, Types of Financial Institutions, Recent Trends in Indian Financial Markets

 

12.00
Unit II: 

Management of Commercial Banks in India: Reserve Bank of India, Commercial Banking in India, Retail Banking, Liquidity Management in Commercial Banks, Management of Capital Funds in Commercial Banks Management of Deposits

 

12.00
Unit III: 

Management of Loans in Commercial Banks: Characteristics of commercial Banks Loans in India. Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy. Organizing of Bank Lending

 

12.00
Unit IV: 
Asset –Liability Management in commercial Banks:

Concept, Objectives, Functions and Process of ALM.Management of Risk, Utility of ALM for Commercial Banks

 

12.00
Unit V: 

Management of Non-Performing assets in commercial Banks: NPAs in Indian Commercial Banks. Impact of Priority Sector Advances on NPAs. Factors for the NPAs inCommercial Banks. Steps taken by RBI for containing NPAs

*Case studies related to entire topics are to be taught.

 

Essential Readings: 
Essential Readings:
  • Bhalla V.K.-“Financial Markets &Services” Anmol Publications, Delhi
  • Srivastava R.M.-“Management of Indian Financial Institutions”Himalaya Publication,New Delhi
  • Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, NewDelhi
  • Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, NewDelhi
  • Bhole.L.M. Financial Markets and Institutions’ Tata Mc Graw Hill, New Delhi
  • Vasant Desai, “Indian Financial System”, Himalayan Publication

 

Suggested Readings:
  • Khan M.Y. - “Indian Financial System” Vikas Publishing house, New Delhi
  • Sinha, S.L.N., “Development Banking in India”, (Madras: Institute of Financial Management and Research, 1976).
  • Khan and Jain, “Financial Services,” 2nd ed. Tata McGraw Hill, 2004.
  • P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi B.S. Khubehandani

 

 

References: 
E Resources:
  • Management of Financial Services | Download book (freebookcentre.net)
  • https:// corporatefinanceinstitute.com /resources/ebooks/

 

Journals:
  • International Journal of Financial Services Management (IJFSM) Inderscience Publishers - linking academia, business and industry through research
  • Journal of Financial Services Research | Home (springer.com)

 

Academic Year: